Charles H. Lyon

74 Homecrest Ct., Oceanside, NY 11572 ~ 516-287-4739

Business Hours

Our office is open
Mon.-Fri. from 10 am to 4 pm

Disability Income Insurance

What if your last paycheck was your last paycheck?


disabilityDid you know that the Knights of Columbus offers Income Armor – an individual disability income (DI) insurance product?  It protects your most important financial asset – your income – in the event of a disability during your working years.

Statistics tell us that 10% of North Americans between ages 18 and 64 have a disability and that there is a 33% chance of a person entering the work force today being disabled before they retire. As people earn more, the financial risk posed by a disability becomes more significant. Unfortunately, very few people have insured this risk. Seventy percent of employees in the private sector are not covered by any type of long-term disability insurance.

A disability can happen to anyone.  If the unforeseeable happens, however, proper planning with Income Armor will help provide valuable benefits to cover expenses whould you become sick or injured and unable to work.  The risk of long-term disability is very often underestimated, and as a result many families do not have protection against this potentially devastating loss.

Income Armor® from the Knights of Columbus can pick up where your paycheck leaves off.

Our Income Armor product is offered to members and their wives ages 18-61 (subject to underwriting requirements). Coverage cannot be cancelled as long as you pay your premiums when they are due. Premiums are not guaranteed and increases are possible, but only on a class basis.

Your base policy premium provides a comprehensive list of benefits, including:

  • For Total Disability
  • For Partial Disability
  • Waiver of Premium
  • Organ Donor
  • Rehabilitation & Retraining